FACTS |
WHAT DOES BBL CHURCHILL GROUP INC. DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include, without limitation: • government identification numbers, such as: driver’s license, passport, visa or Social Security number • name, address, mobile and home telephone number • account balances and transaction history • credit history and payment history You consent to our collection, transfer and storage of Information by computers or other transfer or storage devices in the United States and elsewhere when you supply Information. |
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When? |
This Privacy Statement was last modified on 10/12/2011. |
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How? |
All financial companies need to share customers’ and consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ and consumers’ personal information; the reasons BBL Churchill Group Inc. chooses to share; and whether you can limit this sharing. |
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For our everyday business purposes such as to maintain your account; respond to court orders and legal investigations; report to credit bureaus; gather information about website access, usage and performance; enhance your consumer experience; validate your creditworthiness or your identity; or as otherwise permitted or required by law |
Yes |
No |
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For our marketing purposes such as to offer our products and services to you or notify you about future events and promotions |
Yes |
No |
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For joint marketing with other financial companies |
Yes |
No |
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For our affiliates’ everyday business purposes such as information about your transactions and experiences |
Yes |
No |
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For our affiliates’ everyday business purposes such as information about your creditworthiness |
Yes |
Yes |
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For our affiliates to market to you |
Yes |
Yes |
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For nonaffiliates to market to you |
Yes |
Yes |
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If you prefer that we limit sharing with affiliates or nonaffiliated third parties as described above, you may opt out of those disclosures as follows:
or • Visit us online: bblchurchill.com, log into your account and edit your Personal Information settings or • Mail to: BBL Church Group Inc. 11 Hanover Square, 6th Floor New York, NY 10005
VERMONT AND CALIFORNIA CONSUMERSBBL Churchill Group Inc. will disclose Information about consumers with a Vermont or California mailing address only with your written authorization (“consent’), unless otherwise permitted by law. Written authorizations from Vermont consumers may be delivered to us at the address above or by email at and must contain your name, address and signature and your consent. You may revoke your consent at any time by calling us at , or by writing or emailing us at the addresses provided above. California consumers should contact us at the addresses above for instructions on how to deliver their consent.
Note: Disclosures not subject to an opt-out choice include: disclosures necessary to effect, administer or enforce a transaction you request; disclosures to our authorized service providers (including BBL Churchill Agents); disclosures permitted or required by law or disclosures to prevent fraud or other illegal activities.
Please note: If you are a new consumer or customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our consumer or customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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Who is providing this notice? |
BBL Churchill Group Inc. |
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How does BBL Churchill Group Inc. protect my personal information? |
To help protect your personal information from unauthorized access and use, we endeavor to use reasonable security measures. These measures can include physical, electronic and procedural safeguards such as computer safeguards and secured files and buildings. We also endeavor to limit personal information access to only employees, agents and representatives that need to know. Despite our efforts, third parties may unlawfully intercept or access your transmissions to us or may wrongly instruct you to disclose information to them by posing as BBL Churchill Group Inc. or by misinforming you about our services. |
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How does BBL Churchill Group Inc. collect my personal information? |
We collect your personal information, for example, when you:
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only • sharing for affiliates’ everyday business purposes—information about your creditworthiness • affiliates from using your information to market to you • sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. For details, see the “To limit our sharing” section. |
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What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. |
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Non affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
We may also disclose Information to companies that perform marketing services for us or other financial institutions with whom we have joint marketing arrangements. |
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
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Other important information |
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